Rate varies0% to low down, no PMI
Zero-to-low down payment loans with no PMI for physicians, dentists and attorneys. Available in California, Illinois, Kansas, Missouri and Nebraska.
Home loans · Updated Oct 17, 2026
0% down home loans for October 2026
Mortgages you can get with no down payment: VA and USDA loans, credit-union programs and doctor loans. Closing costs and funding fees may still apply.
- 7 offers
- 0 with $0 due at signing
- 7 new today
Rate varies0% down
No-down-payment conventional loan for a primary residence with no PMI. A 1.75% funding fee applies; it can be waived for a slightly higher rate or 3% down.
Rate varies0% down
100% financing with no PMI as an alternative to a VA loan. Carries a 1% origination fee and a 1.75% funding fee, either of which can be traded for a higher rate.
Rate variesAs low as 0% down
Physician loan with down payments as low as 0% for doctors, dentists and podiatrists.
Rate variesUp to 100% financing, no PMI
Up to 100% financing with no private mortgage insurance for physicians, dentists and podiatrists buying in TD Bank's East Coast footprint.
Rate varies0% down
100% financing through approved lenders for a primary home in an eligible rural or suburban area. Household income is capped at 115% of the area median.
Rate varies0% down
No down payment and no mortgage insurance for borrowers with full entitlement. A one-time funding fee applies (2.3% for first use with nothing down) and can be financed. No income limits.
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Lease payments exclude tax, title and dealer fees and usually need top-tier credit. “$0 down” can still mean a first payment, taxes or fees at signing; the price column shows what is due. Offers change often, so confirm with the provider.
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