Solar & home · Updated Oct 17, 2026

$0 down solar and home improvement for October 2026

Solar, HVAC and other home upgrades you can start with nothing paid up front, through loans, leases or power purchase agreements.

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$0-down solar loan, lease or PPA (California)

Home improvementSolar installers and lendersChecked Oct 17, 2026

Varies by system$0 at installation

California homeowners can install solar with nothing paid upfront through a $0-down loan (you own the system) or a lease or PPA (a company owns it). The federal homeowner solar tax credit ended after 2025, so compare total cost against a cash price.

New todayHomeownerApproved creditRoof and shading reviewLoan, lease or power purchase agreementCalifornia

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Lease payments exclude tax, title and dealer fees and usually need top-tier credit. “$0 down” can still mean a first payment, taxes or fees at signing; the price column shows what is due. Offers change often, so confirm with the provider.

Guide$0 down solar: loans vs. leases vs. PPAsHow $0-down solar works in 2026: solar loans, leases and power purchase agreements compared, the end of the federal homeowner credit, and how to choose.Read the guide →

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