Startup cost calculator

Most new businesses run short of cash because they plan for setup costs and forget the months before revenue covers expenses. Enter your own numbers; nothing is sent anywhere.

One-time costs
Monthly costs
Your buffer
Only count revenue you’re confident of, like a signed client. If unsure, leave it at zero.
How many months of costs you want covered before revenue catches up.

What this doesn’t include

  • Your own living expenses while the business ramps up.
  • Self-employment and income taxes on profit. See the IRS self-employment tax page.
  • Debt principal beyond the monthly payment you enter.

For a step-by-step walkthrough, read What It Really Costs to Start a Business, or find businesses that fit your budget.